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To optimize the merchant experience of Video Account Shop, Video Account Shop is now launching the "Freight Insurance Payment Withholding" function. By using the 'Freight Insurance Payment Withholding' function, the freight insurance premium will be paid to the insurance company at the time of order payment settlement. This can help businesses effectively solve the problem of freight insurance becoming invalid due to insufficient prepaid balance when using prepaid payment methods to pay premiums.

Welcome all merchants to click on "My Payment Method" in the upper left corner of the "Left Navigation Bar - Platform Services - Freight Insurance" page to switch experiences.

1、 Introduction to Payment Methods for Freight Insurance

The video account's small shop shipping insurance and premium support the following two payment methods, and merchants can choose the preferred method:

(1) Use the store to withdraw payment for goods (New);

(2) Use merchant prepaid insurance premium payment: Merchants can recharge their freight insurance account through two methods: scanning code payment and corporate to corporate bank transfer.

If the merchant using method (2) has insufficient balance in their freight insurance account, they will use the payment to purchase insurance. After replenishing the balance through recharging, the merchant will continue to prioritize using pre recharged insurance premiums for paymentIcmarkets Chinese informationStrong>icmarkets Weibo strong>icmarkets trading time difference ong>icmarkets mt4*

2、 How to switch the payment method for shipping insurance to 'using the store to withdraw payment for goods'?

All video account small shop merchants can choose the preferred payment method according to the page instructions when opening freight insurance. In subsequent use, the small shop super administrator can switch the premium payment method.

Switching paths: PC Login to Video Account Store - [Platform Services] - [Freight Insurance] - [Manage Freight Insurance] - [My Payment Method]

Note: If the operator is not in charge of the store, the page will report an error.

Select the desired method and click [Switch] to complete the switch of shipping insurance payment method.

3、 What is the time for deducting insurance premiums when using the store to withdraw payment for goods?

For insurance policies that allow withdrawal of payment from the store, when shopping orders that meet the conditions for freight insurance are shipped, the insurance company completes the issuance of the freight insurance policy, and the insurance premium will be deducted from the merchant's available withdrawal funds at the time of successful order settlementIcmarkets Chinese informationDesignated by the insurance companyIcmarkets WeiboAccount.icmarkets mt4Icmarkets trading time differenceIf there is a refund or other situation in the order that results in insufficient balance to pay the premium to the insurance company, the fee will be deducted from other orders and paid back to the insurance company.

4、 How to reconcile accounts?

The payment status of order shipping insurance premiums can be checked by going to 【 Funds Settlement 】 - 【 Order Flow 】 - 【 Expenditure Service Items 】. (Regarding reconciliation, please remind the finance department to pay attention!)

Field Description:

Settlement Details - Freight Insurance Premium: Deduct the freight insurance premium payment for this order from the settlement payment of this order

Settlement Details - Freight Insurance Supplemental Payment: Deduct from the settlement payment of this order for the payment of freight insurance premiums for other orders

Other details - Freight insurance premium: deducted from the settlement payment of other orders for the payment of freight insurance premium for this order

5、 What changes should merchants who use APIs to obtain fund flow details pay attention to?

獲取資金流水詳情接口：https://developers.weixin.qq.com/doc/channels/API/funds/getfundsflowdetail.html

(1)funds_type：funds_type=16 時該流水爲運費險産生

(2)RelatedInfo:

order_id： Associated order number (for insurance orders)

related_type： Association Type 4 Freight Insurance

(3) Remark returns detailed remarks. Explanation: There are two possible sources for this transaction

a. Full payment of freight insurance for the insured order: The premium for this order is paid from the payment due to the purchase of freight insurance.

b. Insurance for shipping expenses due to insufficient payment in the insured order: The shipping insurance premium deduction for this order has not been completed and will be made up through other orders. Supplementary payment source xxxxx (investment order number)